A biased Review of MMM Nigeria 30% Income – REAL or SCAM?

In June 2016, an old friend hit me up on Facebook messenger to preach the Gospel of MMM to me.
Although what he was saying seemed too good to be true, I only payed attention to him because it was someone i trust and he probably wanted me to signup through his referral link just so he can reap some benefits from inviting me.
I don’t know about you but i support my friends hustle even if it’s with a small seemingly insignificant amount.
I received the link to Join MMM from him, started the registration process and read everything on the MMM Nigeria website where it explained in clear and simple English that MMM is not a bank which keeps money for you, MMM does not collect members money and keep in one central account, MMM is not an online business that generates revenue, High Yield Investment Scheme or Multilevel marketing. It’s not even a business with physical location, legal backing etc
My first thought was – Whoever wrote that MMM ideology page is a genius that is showing us how the banking system, insurance, pension funds really works by using our money to enrich themselves while still charging us high rates and paying back little interests.
Ngbuzz.com is over 5 Years old. I’ve been online long enough to smell a rat (SCAM) miles away and I’ve never participated in schemes like this because it never ends well no matter what name it’s called or business model it adopts.
To make matters worse the history of MMM when searched on Google has nothing good to say about it because the media survives on negative publicity.
Wikipedia and other news publication websites have done a really good job at stating what they claim to be facts about the convicted founder of the failed MMM in Russia where it originated. What they fail to tell you is that the Government and financial institutions want to control you by making sure you always need them to survive.
Your financial freedom will cause them a loss, so they fight always to spread false information about MMM to enslave you and deter you from joining the biggest Mutual aid Movement in the World with presence in over 100 countries.
Type: “MMM PAYS” into Google or Youtube – and see the other side of the story the media don’t show you.
Knowing that he’s got my attention now, he went on to really explain the ideology behind MMM as a community where total strangers help each other with money they’re not using with hopes of being rewarded for the Help they’ve provided to someone.
The best way i can describe MMM is to use a Committee of friends Association or Club as example where they donate a fixed sum to benefit only 1 member each month.
After months of contributing to other members in the Committee of friends, it eventually gets to your turn to benefit from the contribution of others and the sum is always huge.
That’s the same ideology that MMM is built on except that – EVERY MONTH IS YOUR TURN TO BENEFIT 30% from what you’ve also contributed to the community. They call it donating because it’s out of your own freewill – Providing Help (PH) and Getting Help (GH).
Where does the 30%, Referral Bonuses, Guiders Bonuses, Video bonuses come from?
If participants of MMM freely give money to other participants that need help and also get 30% reward from their action, where does the added money come from? and Won’t it collapse when new people stop joining?
– ANSWER
The 30% Mavro and other bonuses comes from one source – YOU AND ME: It comes from crowd funding approach which is the same principle the banks and financial institutions use. It’s all about getting more people to come into the community and provide help. Just like the banks.
There’s always someone depositing at the bank and someone withdrawing – the difference is MMM only provides a technical platform where individuals can reach out to one another and provide / receive help from each other DIRECTLY.
MMM does not keep the money in central account and use it to enrich themselves like the bankers do.
Some Critics describe MMM as Robbing Peter to pay Paul but ask yourself, what is the bank doing?
ANSWER: The Banks are robbing PETER AND PAUL at the same time.
Reasons why you should NOT Join MMM Nigeria
The terms and conditions you agree to before joining any program is usually ignored by all of us.
We just click ACCEPT but you might not want to do this for MMM.
If you like the ideology of MMM and Sir Sergey Marvrodi’s life long mission to bridge the gap between rich and poor as pointed out in the first part of this article and you’re thinking of Joining MMM, here’s some rules all users of MMM have to agree with before joining. This can be found on the MMM Warning Page and goes as follows:
Quote
– There are no guarantees and promises! Neither explicit nor implicit.
– There are neither investments nor business! Participants help each other, sending each other money directly and without intermediaries. That’s all! There’s nothing more.
– There are no securities transactions, no relationship with the professional participants of the securities market; you do not acquire any securities. (Do you need them? :-))
– There are no rules. In principle! The only rule is no rules. At all! Even if you follow all of the instructions, you still may “lose”. “Win” might not be paid. Without any reasons or explanations.
– And in general, you can lose all your money. Always remember about this and participate only with spare money. Or do not participate at all! Amen. :-))
If you agree to be a honest participant of the MMM Community, to own only 1 account, to provide help with money you’re not currently using, to show kindness and care for other people – read on and Join Me.
This concludes part 1 of the article where I’ve clearly told you what MMM is about and valid reasons why you shouldn’t join this Global Community of Mutual aid fund.
PART 2
Being fully aware of the Community rules my friend is introducing to me and his advice to only use spare money i don’t mind losing, i decided to give it a try for research purposes only to see how MMM really works.
The How MMM Works
1. Provide help on MMM with a certain and receive reward of Mavro that grows 30% in One month.
2. On maturity (30 days) of 14 days of providing help you request for Help from available Mavro and all money paid within a few hours straight to your bank account.
3. You can choose to provide another help or even provide help multiple times as long as it’s money you’re not using.
4. Sit back and cash out your mavro money every month for helping someone else.
– I have succeeded in executing this plan, that’s why i’m writing this complete article.
5a9r9ci
I Joined MMM, Confirmed my email and Phone number in MY PAGE menu, entered my Bank details correctly that money should be sent to when i request and offered to Provide help for 2,000 Naira since that’s money i won’t mind losing but my friend informed me that although the 2k is acceptable i won’t qualify to receive the one-time registration bonus if my first Help provided isn’t up to 17,000 Naira.
Registration bonus is $20, $50 and $100 depend on how much help you first provided. This bonus is FIRST TIME Only.
Provide Help $50 to $499 qualifies you for $20 Mavro Reward
Provide Help $500 to $2,999 qualifies you for $50 Mavro Reward
Provide Help $3,000 and above qualifies you for $100 Mavro Reward
I raised the help to 40,000, 60,000 and then 350,000 Naira and then another 500,000 the following month. Total Help received from MMM = 452,000
Calculation:
30% is 0.3.
So 0.3 Multiplied by 2000 would give me 600 plus my 2000 back in 30 days.
0.3 Multiplied by 5,000 = 6,500 in 30 days.
0.3 x 20,000 = 26,000
0.3 x 50,000 = 65,000
0.3 x 100,000 = 130,000
0.3 x 200,000 = 260,000
0.3 x 500,000 = 650,000
0.3 x 1,000,000 = 1,300,000
Let me sound the warning again before you get carried away: Use Money you have no immediate need for and 40,000 was my own Maximum limit (or so i thought until i pushed the limit to 450,000).
The figures calculated represent a full 30 days circle but you can actually request for help (withdraw) from 14 days as long as you’ve provided help (Paid to another participant).
HOW TO JOIN / REGISTER ON MMM NIGERIA
To register for MMM, You only need to fill in your Name, active email, password and Phone number.
Since Ngbuzz Referred you to MMM, please leave our email in the INVITE box so that we can get some bonus as you join and Provide help. The guider details should be left blank.
Click this Link and select REGISTER to fill the MMM Nigeria Registration Form and don’t forget to comeback and continue reading this article for next steps.
After registration, Login at mmmoffice.com
Providing Help (Making payment to participants)
– Remember, once you click to provide help, your Mavro starts increasing by 1% a day even while it’s in your pocket/bank. Mavro growth on your personal office is updated only on Tuesdays and Thursdays
– It takes around 2 to 30 days sometimes before you are matched with another participant who needs help.
– When you’re linked with another participant who needs help, you will see their account details you’re supposed to send payment to, their phone number and the number of Hours remaining for you to fulfill that request for help.
– You MUST provided proof of payment and upload it on the request you made payment for so that the participant who received the help can CONFIRM that he/she has received it – This closes the request.
The proof of payment can be a screenshot of your Debit SMS alert, Transfer Successful screenshot, scanned/snapped Bank deposit slip etc.
– If you fail to fulfill the request within the stipulated Hours given (usually 48Hours or 96Hours for weekends) it will be redirected to another participant who is willing to provide help and you will be removed from MMM.
Receiving Help (Withdrawing Money)
– The MAVRO menu after you login displays Help you’ve provided, referral bonuses, Registration bonus and their status.
Amounts displayed in Green indicates that it’s available for withdrawal; Blue indicates Frozen(You’ve provided help but it’s not up to 14 days yet) and Red indicates Not confirmed (You haven’t provided help or referral hasn’t provided help.)
REFERRING PEOPLE TO MMM
You do not need to refer anyone to MMM in other to start earning from it – that’s one thing i like about it.
However if you decide to tell anyone about MMM, do so after you’ve confirmed that it works (received money) and be truthful about it. Make sure you give them all the warnings and red flags i have shown in part 1 of this article.
If you don’t give them enough information / caution, they will abuse the system, cause delays to other participants and may commit offences that can get their account blocked.
The keyword is – Use Only Spare money for MMM so that you won’t be stressed or panic easily.
You get 10% of Any help provided by your referrals.
In summary, i currently now have over 1,000,000 gained from MMM Nigeria within a few months.
I always provide help and always request for help. I’m not keeping this to myself, i have showed friends, family and my Blog readers like you how to gain some passive income too with spare money by referring them.

Open Letter from Sergey Mavrodi to the Nigerian Authorities

18.12.2016
Honorable authorities,
So far MMM has come under a constant attack from you. In this regard, I would like to ask you a few simple questions. Since you are concerned with the interests of millions of your fellow citizens, I hope that  you would be so kind to answer them.
1. What are you trying to get? Do you want the MMM System to collapse and millions of people to suffer? Who will support them then if now MMM is their only means of livelihood? Will you? You even don’t pay wages to people? Or might you not care about them? Might you be using a trendy topic to make a good name for yourselves? What will you say to a mother who will have no money to buy food for her child? Will you let her child die for the sake of the higher interests of the economy?
2. You say that MMM is a scam. What is the scam here, if all members are warned in advance about all the risks, the possible and impossible ones? They know there are no investments at all. The warning is a red text on a yellow background placed on most prominent place of the website.
3. You say that MMM is bad. Why? Yes, it produces nothing, but nothing gets out of the country either. The money is just redistributed among the citizens of Nigeria. It gets from those who are richer to poorer ones, in this way restoring social justice. What’s wrong with that?
4. You have repeatedly stated that “it should be investigated!.. researched!..” It means you know nothing about this System yet; you even haven’t understood how it works. Isn’t it completely irresponsible of you to make all these allegations and play with the lives of millions of ordinary people?
5. And finally. If you know what is right for people, why is the life so bad in the country?
Sincerely yours,
Sergey Mavrodi
Together we can change the world!
P.S. As for your statement that “everything will collapse soon”. The system has been working in Nigeria for a year, and according to your estimates, the total number of members now is  about 3 million people. In Nigeria the population is approximately 195 million. Can you calculate? Will it be “soon”? :-))

Appeal to Journalists from Sergey Mavrodi

18.12.2016
Dear journalists, “analysts” and all kinds of “experts”!
Please stop using MMM to gain cheap popularity. Leave us alone and let us work without interference. I’m just astonished by your irresponsibility and cynical attitude. Interests of millions of people, your fellow citizens are at stake. Don’t you have any sympathy for them? Why are you fueling hysteria around MMM and provoking a panic? Why are you doing this so diligently and persistently, what is your purpose?
In fact, absolutely all your provocative and worthless articles and “analyses” (I said “worthless” because you do not have any real information about what happens in the System, and might have never had; you simply invent everything, fabricate it) are merely negative: “MMM has collapsed!!!.. MMM will not be working in January!!!..” etc. Are you intentionally presenting all of it in such a manner and whipping up tension by any means possible in order to increase the ratings of your publications and attract attention to them? Don’t you care about people at all?
So, nothing has collapsed, and MMM will safely resume its work in January, as announced. Suspension of work for holidays is a usual thing, merely working moment, no more than that. It would have remained a normal, just a part of the usual routine, and might have gone almost unnoticed if it were not for your totally cynical and irresponsible attempts to advertise yourself, create a scandal out of nowhere, and make the most of this news topic in any possible way.
Again, leave MMM alone and let us work. Nothing has collapsed, and MMM will perfectly resume its work in January. We Can Change the World!
Sergey Mavrodi

MMM准参与者须知

1)MMM的含义

Mavrodi Mondai Movement马夫罗季世界运动。
2)MMM的功能和职责

全球有数百万人需要帮助,也有数百万人乐于施以援手。作为创新的公益技术平台,MMM免费为两者互动建立联系。
3)MMM的目的

缓解两级分化,缩小贫富差距,最终摧毁现代金融奴隶制。
现行金融体制极不公平:储户存款于银行,却被自己的钱所奴役,靠借贷谋生,而银行家却靠储户的存款过着优越的生活。
4)MMM发起人是谁?他有何回报?
谢尔盖 马夫罗季先生,俄罗斯著名企业家、金融家、前杜马议员。

全球参与者的拥戴、忠诚和感激,名望及流量(网站每天访问量超过200万,全球排名787位)

5)MMM合法吗?

没有法律规定捐款是非法的。 因此,彼此互相捐款是合法的。

6)你捐出去的钱有回捐担保吗?

MMM无任何担保或承诺,无论是明示的,还是暗示的。

7)MMM社区如何运作?有多少人参与?

社区靠全体参与者持续的提供帮助和获得帮助来维持运转。
迄今参与者遍及118个国家和地区,有2亿多人,中国有300多万。

8)每月30%收益来自哪里?

30%来自社区成员的捐赠。
甲到银行存款10万,而乙、丙和丁分别从银行取款2万、3万和5万。银行用甲的10万存款来支付乙、丙和丁三人的取款本息。这就意味着无论是谁,无论他何时来银行取款,他取走的本息都来自之前别人存入银行的本金。MMM社区也如此,所有的收益(30%、推荐奖、领导奖、注册奖、视频奖等)都来自全体参与者持续的提供帮助(存款)和获得帮助(取款)。

9)参与者因担忧或恐慌,获得帮助后拒绝再提供帮助的话,会出现什么情况?
少数参与者不继续提供帮助的话,对社区的运转无重大影响,因为每天都有人积极的提供帮助,每天都有新成员加入;多数参与者恐慌的话,MMM将会暂停或重启。
10)参与者获得帮助后再次提供帮助的可能性有多大?

一般的说,参与者获得帮助后,95%以上都会持续的提供帮助,或等额,或减额,或超额。

注意事项:

1)一定要非关键资金参与,捐赠的钱仅限未来3-6个月不用的闲钱;
2)不要动用有特定用途的资金,如孩子的学费、父母的医药费等;
3)绝不要借款来捐赠;
4)MMM是个互助社区,不是生意或传销;
5)将获得帮助金额的30%用于再次提供帮助;
6)参与MMM有风险,MMM无任何担保或承诺。
原创者:李庐年

2017年MMM将继续在稳健运行中走向:一路辉煌!

那是2016年的下半年
3m高举稳定发展的大旗
用3次以上的平衡单控盘
重启被判无期徒刑
遥遥无期!
遥遥无期!
感恩时光
她能让您
从绝望中看到希望
感恩3m平台
历经磨难
从来没有放弃
改变世界不平等金融体制
的决心
感恩有信仰的3妹家人
别人放弃了您还在坚守!
坚守!坚守!
感恩2016年
11月,再见!
12月,好耶!
2016年就剩最后1周的时光了。
曾经重启的岁月,
悠悠远去……
今天的3m家人,快乐微笑着
一路合力向前,走向3m长久辉煌的2017的春天!
2016年已近尾声,
此刻起,莫负平台
参与,参与,参与
2017年,3m辉煌将如期而至
做一个,
3m必胜信念更坚定的铁粉[玫瑰][玫瑰]
今非昔比
不再谈奖色变
期待元旦、春节
3m平台能有小小的奖励
别再说什么一月出局
看懂3m长久不重启大趋势的
一定还会有很多很多的家人
参与   参与  参与
让我们一起拿回旧马
让我们一起改变命运
让我们一起改变世界!
原创者:海岩教授

MMM永不崩盘的十大理由

1. MMM is an innovative and experimental platform where
people donate money directly to each other.
MMM是参与者直接互相捐款的创新和试验平台。
2. There are no investors and no investments in MMM. Money
is not invested in any asset. Money is donated to the other
person. As MMM members donate money, there are no
guarantees that people will be donated back. Everything
depends on the members themselves: they develop the
Community making it sustainable and creating a permanent
process of the exchange of donations.
在MMM平台,没有投资者也没有任何投资,只有捐款,但不保证回捐。一切都取决于参与者的行为。
3. MMM members are rewarded with Mavro after they donate
help to other members of the Community.
参与者捐款给其他参与者,获得马夫罗作为奖励。
4. 30% per month is not an interest rate, but an expected
growth rate of Mavro. Growth rate of Mavro and its amount
can be adjusted at any moment for the benefit of the
Community.
每月30%不是利率,而是马夫罗预期增长率。为了社区的健康发展,马夫罗数量和 增长率可随时调整。
5. Mavro is like scores or grades in colleges.
Where do grades come from? Is it possible for grades to be
out of stock? Grades are taken from nowhere. Students get
grades according to their performance. This is the same
withMavros.Mavrois an evaluation of the contribution made by
a participant for the development of the Community.
马夫罗类似学分:学生根据学习成绩获得学分,参与者根据对社区发展所做的贡献获得相应的马夫罗。
6. MMM is a self-adjusting Community. The algorithms of
matching senders and receivers and algorithms of Mavro
reward constantly get adjusted and improved.
MMM社区具有自我调节功能。发款人和收款人匹配的算法、马夫罗奖励算法时常调整,并不断改进
7. MMM cannot crash because it cannot pay its members.
This is due to the fact that MMM is not a corporation involved
in financial transactions, MMM just connects senders and
receivers.
MMM不是企业,不会倒闭。平台没有任何金融交易,不会付款给参与者,只是将发款人和收款人联系起来
8. The main factor in the MMM Community is its members’
behaviour. The aim of MMM is not to make people rich, but to
change their mindset, to encourage people to share what they
have with others. Members should not treat MMM as a money
making scheme.
参与者的行为决定MMM社区成败。社区的目的不是使参与者致富,而是改变参与者的心态,鼓励参与者分享财富。别把MMM当做一个赚钱项目
9. MMM members can choose the time when they provide and
get help. Usually members follow the principle: donate when
you have spare money and ask for money when you need to
buy something for your family. MMM wants to increase the
velocity of money. No need to keep money: share it with
others.
参与者自主决定何时提供帮助和获得帮助。手头有闲钱就提供帮助,家人要用钱就申请获得帮助。MMM平台只想加速资金流通。没必要把钱捂在手里,而应与他人分享
10. MMM wants to emphasise the importance of work and
productive labour. You should work not because you get paid
for that (working just for money is something like selling your
soul or body). People should work consciously and
deliberately for their personal and public benefit.
MMM强调工作和生产劳动的重要性,但工作不是为了钱(否则就是出卖自己的灵魂和肉体),而是为了个人乐趣和公共利益。
摘译:李庐年

有个品牌

有一个品牌,叫做MMM。
有一种潮流,叫金融互助。
有一份责任,叫诚信第一;
有一份使命,叫造福平民百姓!
有一份荣誉,叫口啤相传。
有一种奢华,叫百分之三十利润。
有一个理念,叫全民参与共创共赢!
有一份担当,叫中华民族精神;
有一种价值,叫幸福一人,荣耀家族!
有一种气势,叫金融启示不可避免,我们一起改变世界!
(感谢原创者)

银行运作原理及收入来源

银行是依法成立的经营货币信贷业务的金融机构
存款准备金,是指金融机构为保证客户提取存款和资金清算需要而准备的在中央银行的存款,中央银行要求的存款准备金占其存款总额的比例就是存款准备金率 (下文假定为20%)
银行靠资金的快速流通来创造财富。
离开了快速流通,哪怕有再高的存贷差也不可能创造高额利润。 怎么理解这个问题呢?
假设甲存10万元到银行,这家银行向中央银行上缴2万元的存款准备金,贷出余下8万元。无论存款利率是多少,银行都得按10万元本金来给甲支付存款利息的。假设这8万元按更高的利率贷给了乙,乙付给银行的贷款利息可能不够银行付给甲的存款利息。即使够的话,银行除去成本,也不会有多少利润。
那么银行靠什么赚钱呢?
银行拿到甲的10万元存款后,上缴2万元存款准备金,把余下的8万元贷给了乙。乙一定会将这8万元用于经营。不管经营什么,乙总会将这笔钱花出去的。乙花出去的钱无论通过多少环节,最后这8万元又一定会回到银行(可能是通过很多环节分成若干次才回到银行)。当银行再次拿到这8万元钱的时候(不一定是一次性就收到8万元)又必须上缴20%即1.6万元的存款准备金,然后把余下的6.4万元贷给了丙,如此循环下去。
我们来看看,银行获得10万元存款,银行将会贷出8万元+6.4万元+5.12万元+4万元+3.2万元+2.56万元+2万元+1.6万元+1.28万元+1万元+0.8万元+0.64万元+0.512万元+……..
以上可见,银行拿到的10万元存款在不断的流通中产生了巨额的财富。这就是快速流通给银行带来高额利润的秘密。
银行的蓄水池
总存款减去存款准备金再减去贷款等,剩下的就是银行蓄水池。
银行蓄水池是银行沉淀下来的资金,可以自由支配,理论上可以拿出来做任何事情,前提是银行不倒闭,也就是存款人不会集中去提现。只要银行不倒闭,银行蓄水池里的钱就永远存在。这些钱如果不用的话就是死钱。死钱是不会创造任何价值的。理论上银行可以大胆的用蓄水池里的钱创造更多的价值,做无本生意,而蓄水池里的钱,其实不就是我们储户存进去的钱吗?
蓄水池里的钱虽然不是银行的钱,但实际上已等同于银行自己的钱了。银行拿这些钱创造了巨大价值,银行会给我们储户增加利息吗?想都不要想!银行可以给,但不会给。我们习惯了把钱存在银行里,习惯了这么低的利息,不然把钱放在哪,既安全,又有利息?
你把一万元存在银行,一年后银行给你300元利息。
这300元利息哪来的?有人说,银行是盈利机构,银行拿老百姓的钱出去投资赚钱了,分给储户的。
银行会傻到拿自己赚的钱来给存款人分这300元利息吗?还是这300元利息来自于其他存款人呢?
只要存款的人多,取款的人少,存和取中间有个时间滞差,你取的钱实际来自其他人存入的钱。 银行只是给你一个数字凭证而已。
银行的本质是信用。储户存款、取款的时间和数量有差别,银行才能长久维持盈利动态平衡。
MMM本质是虚拟银行,其运作原理类似银行。
编辑:李庐年

慢慢的,你就知道了……

慢慢地,你就知道了—3M平台真的不是为赚钱,而是为了一个理想。你可以算一下账,本息,旧马,奖励…
慢慢地,你就知道了—3M平台可以长期运作下去。因为大数据灵活控盘,因为重启。
慢慢地,你就知道了— 重启没什么可怕,因为时间长了,谁都赚到钱了。
长期提供帮助的人不怕重启,投机的人才怕重启。
慢慢地,你就知道了— 没有哪个国家会说,3M是合法的,但也不说违法的。因为说合法没有角度,3M不属于哪个国家的平台,不说违法,是因为他确实没违法。
慢慢地,你就知道了—3M不是一个项目,而是一场变革,变革总有一些人不高兴。但3M已经是一艘母,三天资金流是XX宝一年的资金流。
慢慢地,你就知道了—3M正在建立一个诚信,互相帮助的家园,这是大家愿意看到的。
慢慢地,你就知道了— 3M投资有风险,但风险比股票,期货,所谓盘,…可控。况且3M提倡的是帮助,非关键的钱,谁叫你投机了?
慢慢地,你就知道了—太多太多的人从这个平台改善了生活。这就是民生。
慢慢地,你就知道了—这是老百姓自已的平台。难怪印度老马被当作…
慢慢地,你就知道了—老马,这位俄罗斯硬汉子的胸怀,格局和大爱。要骗的话,他骗一个俄罗斯就可富三代,何必全球到处招惹是非?
慢慢地,你就知道了—3M是一种精神,拥有亿计的忠实粉丝。
慢慢地,你就知道了—如果一个国家不鼓励贫富分化的话,就不怎么会抵制3M。
慢慢地,你就知道了一一3M不管什么时候进入都不晚,因为收益比率和时间是固定的。没有你早的人会赚,晚的人赚得慢或不赚的说法。
慢慢地,你就知道了—3M拯救不了所有人。3M只帮助智慧的人,开放的人,大爱的人。3M是属于互联网思维,拯救不了思维停在传统经济思维的人。
慢慢地,你就知道了—所有集团进入资本市场,利润都是看他融资的能力,而不一定是他规模有多大。再大的跨国企业,没有融资的潜力了,股票也是一张废纸。看懂资本本质,看懂资本的逐利性,3M也就不是“虚”的…
慢慢地,你就知道了—3M正在悄悄改变一些什么…

MMM全球互助基金

俄罗斯企业家、金融家、前杜马议员Sergey Mavrodi谢尔盖马夫罗季先生(1955.8.11-2018.3.26)于2011年2月创立MMM金融互助社区,次年改为MMM全球互助基金。迄今互助善款高达5000亿美元,参与者超过2.5亿,遍及118个国家和地区。MMM运作原理类似银行、养老基金公司。

MMM中国成立于2015年4月,参与者300万以上。在MMM,每月获得30%的收益是可能的,但MMM不是投资。
MMM是一个公益的互联网平台
1)平台参与者互相直接提供现金帮助和获得现金援助;
2)平台为参与者彼此联系提供便利,并制定相关规则。
MMM不是任何经济实体
1)不是企业或公司:无工商注册,无办公地点,无任何经营活动;
2)不是生意:无中间商,无买卖合同,无抵押或担保;
3)不是投资:不投资任何实体或虚拟项目,无任何投资收益;
4)不是传销:不销售、也不消费任何产品或服务;不需要推荐下线。
MMM不违反任何国家的法律
1)无中央账户,无集资诈骗、卷款跑路的可能和必要;
2)明确的风险提示,不承诺、不担保,也不解释或提供理由;
3)参与者都是心智正常的成年人,自愿参与,自愿捐款;
4)法律不禁止心智正常的成年人处置自己的私有财产,如,捐款。
MMM平台约定:
1)参与者给他人汇款是“本人善意的表示”,是“绝对的无偿援助”,即DONATION捐款
2)参与者最低承诺捐款金额100元(上不封顶);只用非关键资金参与
3)全部捐款确认收到当日及之后,捐款人才有权请求他人给自己捐款;
4)捐款人能请求的最高受助金额=其当初的捐款金额X(1+N%),其中,N是天数(24小时为1天,从承诺捐款次日算起,不包括请求捐款当日,即,不包括头尾)。
比如,你1月1日承诺捐款1000元,1月30日全额汇出善款,2月1日受助人确认收款。假设你2月1日请求他人捐款,你可以请求的最高受助金额=1000元X(1+30%)=1300元。
推广MMM平台,奖励如下:
1.推荐奖10%:直接推荐某人参加MMM,奖励其实际捐款金额的10%;
2.领导奖:
1)非经理人:第1代:5%(推荐人和领导人非同一人;否则,0%);第2代:3%。
2)经理人:第1代:7%(推荐人和领导人非同一人;否则,0%);第2-10代 :5%、3%、1%、0.5%、0.3%、0.1%、0.05%、0.03%、0.01%。
参与MMM有风险!请以从善的心态非关键资金参与,或干脆不参与!
原创者:李庐年