1. MMM is an innovative and experimental platform where
people donate money directly to each other.
MMM是参与者直接互相捐款的创新和试验平台。
2. There are no investors and no investments in MMM. Money
is not invested in any asset. Money is donated to the other
person. As MMM members donate money, there are no
guarantees that people will be donated back. Everything
depends on the members themselves: they develop the
Community making it sustainable and creating a permanent
process of the exchange of donations.
在MMM平台，没有投资者也没有任何投资，只有捐款，但不保证回捐。一切都取决于参与者的行为。
3. MMM members are rewarded with Mavro after they donate
help to other members of the Community.
参与者捐款给其他参与者，获得马夫罗作为奖励。
4. 30% per month is not an interest rate, but an expected
growth rate of Mavro. Growth rate of Mavro and its amount
can be adjusted at any moment for the benefit of the
Community.
每月30%不是利率，而是马夫罗预期增长率。为了社区的健康发展，马夫罗数量和 增长率可随时调整。
5. Mavro is like scores or grades in colleges.
Where do grades come from? Is it possible for grades to be
out of stock? Grades are taken from nowhere. Students get
grades according to their performance. This is the same
withMavros.Mavrois an evaluation of the contribution made by
a participant for the development of the Community.
马夫罗类似学分：学生根据学习成绩获得学分，参与者根据对社区发展所做的贡献获得相应的马夫罗。
6. MMM is a self-adjusting Community. The algorithms of
matching senders and receivers and algorithms of Mavro
reward constantly get adjusted and improved.
MMM社区具有自我调节功能。发款人和收款人匹配的算法、马夫罗奖励算法时常调整，并不断改进
7. MMM cannot crash because it cannot pay its members.
This is due to the fact that MMM is not a corporation involved
in financial transactions, MMM just connects senders and
receivers.
MMM不是企业，不会倒闭。平台没有任何金融交易，不会付款给参与者，只是将发款人和收款人联系起来
8. The main factor in the MMM Community is its members’
behaviour. The aim of MMM is not to make people rich, but to
change their mindset, to encourage people to share what they
have with others. Members should not treat MMM as a money
making scheme.
参与者的行为决定MMM社区成败。社区的目的不是使参与者致富，而是改变参与者的心态，鼓励参与者分享财富。别把MMM当做一个赚钱项目
9. MMM members can choose the time when they provide and
get help. Usually members follow the principle: donate when
you have spare money and ask for money when you need to
buy something for your family. MMM wants to increase the
velocity of money. No need to keep money: share it with
others.
参与者自主决定何时提供帮助和获得帮助。手头有闲钱就提供帮助，家人要用钱就申请获得帮助。MMM平台只想加速资金流通。没必要把钱捂在手里，而应与他人分享
10. MMM wants to emphasise the importance of work and
productive labour. You should work not because you get paid
for that (working just for money is something like selling your
soul or body). People should work consciously and
deliberately for their personal and public benefit.
MMM强调工作和生产劳动的重要性，但工作不是为了钱（否则就是出卖自己的灵魂和肉体），而是为了个人乐趣和公共利益。
摘译：李庐年
金融启示不可避免